I was examined today by an independent doctor, for insurance reasons. It went well.
He checked my clavicle, and said that if it was him, he definitely wouldn't operate on it. That makes three consultants who've told me that, as opposed to a couple of more junior doctors who thought I ought to get it repaired. Basically, if there's no serious loss of function or discomfort, leave it alone. Nice to have yet another opinion.
He wasn't so happy about my wrist. He thought there might still be a broken bone in there, and suggested I should ask for an x-ray of it. I hadn't become aware that it was affected until weeks after the accident, so it didn't get looked at at the time.
And if I may blow my own trumpet for a moment, he said that he thought I had done really well in "getting on with things" and not allowing the injuries to bother me. I told him about Beachy. "You obviously don't feel pain like the rest of us" he said. Not true, actually. I've been very lucky.